BanksLEMONT NATIONAL BANK, THE

LEMONT NATIONAL BANK, THE

LEMONT, ILMicroEst. Jan. 1, 1901, midnightFDIC #3693RSSD #480330OCC
Latest · 2025-12-31

LEMONT NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in LEMONT, IL, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $49M and total deposits of $47M. Profitability stands at -13.22% ROA and -309.23% ROE, with a net interest margin of 1.68%. CET1 capital ratio: 7.56%. NPL ratio: 0.00% · Texas Ratio: 64.74%. Operates 4 domestic branches.

Assets
$49M
Deposits
$47M
Loans
$4M
Equity
$1M

Profitability

Return on Assets (ROA)-13.22%
Return on Equity (ROE)-309.23%
Net Interest Margin1.68%
Yield on Assets2.67%
Cost of Funds0.97%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio64.74%
NPA Ratio1.73%
ACL / Loans0.43%

Capital & Liquidity

CET1 Ratio7.56%
Tier 1 Capital7.56%
Total Capital Ratio7.70%
Leverage Ratio2.05%
Loan-to-Deposit9.00%

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