VALLEY BANK OF COMMERCE is asn small FDIC-insured commercial bank headquartered in ROSWELL, NM, established in Feb. 1, 1978, midnight. As of 2025-12-31, the bank reported total assets of $291M and total deposits of $248M. Profitability stands at 3.59% ROA and 24.11% ROE, with a net interest margin of 6.51%. The bank's CET1 capital ratio is 23.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.26% and a Texas Ratio of 11.80%. FDIC Certificate #22600.
Assets
$291M
Deposits
$248M
Loans
$157M
Equity
$43M
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