CUSTER FEDERAL STATE BANK

BROKEN BOW, NE | Small | Est. Jan. 1, 1925, midnight | FDIC #28543 | RSSD #481579 | FDIC
Latest Report: 2025-12-31

CUSTER FEDERAL STATE BANK is asn small FDIC-insured commercial bank headquartered in BROKEN BOW, NE, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $126M and total deposits of $99M. Profitability stands at 1.05% ROA and 9.38% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 10.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.24%. FDIC Certificate #28543.

Assets

$126M

Deposits

$99M

Loans

$75M

Equity

$14M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 9.38%
Net Interest Margin (NIM) 3.59%
Yield on Assets 5.74%
Cost of Funds 2.25%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.24%
NPA Ratio 0.03%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 10.99%
Tier 1 Capital 10.99%
Total Capital Ratio 11.54%
Leverage Ratio 11.89%
Loan-to-Deposit 75.87%

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