CITIZENS BANK OF WEST VIRGINIA, INC. is amn medium FDIC-insured commercial bank headquartered in ELKINS, WV, established in Jan. 22, 1924, midnight. As of 2025-12-31, the bank reported total assets of $705M and total deposits of $621M. Profitability stands at 1.57% ROA and 15.08% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 11.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 3.07%. FDIC Certificate #6760.
Assets
$705M
Deposits
$621M
Loans
$559M
Equity
$73M
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