SLOAN STATE BANK

SLOAN, IA | Micro | Est. Oct. 19, 1889, midnight | FDIC #8507 | RSSD #481748 | FDIC
Latest Report: 2025-12-31

SLOAN STATE BANK is amn micro FDIC-insured commercial bank headquartered in SLOAN, IA, established in Oct. 19, 1889, midnight. As of 2025-12-31, the bank reported total assets of $71M and total deposits of $66M. Profitability stands at 1.24% ROA and 18.47% ROE, with a net interest margin of 3.58%. The bank's CET1 capital ratio is 6.78%. Asset quality metrics show a non-performing loan ratio of 1.07% and a Texas Ratio of 6.74%. FDIC Certificate #8507.

Assets

$71M

Deposits

$66M

Loans

$26M

Equity

$5M

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 18.47%
Net Interest Margin (NIM) 3.58%
Yield on Assets 4.65%
Cost of Funds 1.35%

Asset Quality

NPL Ratio 1.07%
Net Charge-Off Ratio 0.02%
Texas Ratio 6.74%
NPA Ratio 0.49%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 6.78%
Tier 1 Capital 6.78%
Total Capital Ratio 7.12%
Leverage Ratio 11.75%
Loan-to-Deposit 39.04%

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