CITIZENS STATE BANK is amn medium FDIC-insured commercial bank headquartered in WISNER, NE, established in Oct. 19, 1888, midnight. As of 2025-12-31, the bank reported total assets of $640M and total deposits of $579M. Profitability stands at 1.24% ROA and 14.42% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 11.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 2.73%. FDIC Certificate #5495.
Assets
$640M
Deposits
$579M
Loans
$499M
Equity
$55M
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