FARMERS BANK & TRUST

GREAT BEND, KS | Large | Est. Aug. 1, 1907, midnight | FDIC #17614 | RSSD #482156 | FDIC
Latest Report: 2025-12-31

FARMERS BANK & TRUST is aln large FDIC-insured commercial bank headquartered in GREAT BEND, KS, established in Aug. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $699M. Profitability stands at 2.21% ROA and 9.99% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 24.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.43%. FDIC Certificate #17614.

Assets

$1.0B

Deposits

$699M

Loans

$517M

Equity

$231M

Profitability

Return on Assets (ROA) 2.21%
Return on Equity (ROE) 9.99%
Net Interest Margin (NIM) 3.96%
Yield on Assets 5.88%
Cost of Funds 2.29%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.43%
NPA Ratio 0.10%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 24.05%
Tier 1 Capital 24.05%
Total Capital Ratio 24.65%
Leverage Ratio 22.86%
Loan-to-Deposit 73.95%

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