JERSEY STATE BANK is asn small FDIC-insured commercial bank headquartered in JERSEYVILLE, IL, established in Jan. 28, 1903, midnight. As of 2025-12-31, the bank reported total assets of $198M and total deposits of $176M. Profitability stands at 0.82% ROA and 7.82% ROE, with a net interest margin of 3.04%. The bank's CET1 capital ratio is 10.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 1.08%. FDIC Certificate #12384.
Assets
$198M
Deposits
$176M
Loans
$93M
Equity
$21M
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