FIRST SAVINGS BANK OF HEGEWISCH

CHICAGO, IL | Medium | Est. Jan. 1, 1914, midnight | FDIC #29809 | RSSD #483274 | FDIC
Latest Report: 2025-12-31

FIRST SAVINGS BANK OF HEGEWISCH is amn medium FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $794M and total deposits of $674M. Profitability stands at 0.03% ROA and 0.17% ROE, with a net interest margin of 1.83%. The bank's CET1 capital ratio is 14.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.43%. FDIC Certificate #29809.

Assets

$794M

Deposits

$674M

Loans

$361M

Equity

$117M

Profitability

Return on Assets (ROA) 0.03%
Return on Equity (ROE) 0.17%
Net Interest Margin (NIM) 1.83%
Yield on Assets 3.69%
Cost of Funds 2.01%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio --
Texas Ratio 0.43%
NPA Ratio 0.06%
ACL / Loans 0.53%

Capital & Liquidity

CET1 Ratio 14.62%
Tier 1 Capital 14.62%
Total Capital Ratio 15.35%
Leverage Ratio 14.69%
Loan-to-Deposit 53.51%

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