PNB COMMUNITY BANK

NICEVILLE, FL | Small | Est. June 16, 1986, midnight | FDIC #26687 | RSSD #483537 | FDIC
Latest Report: 2025-12-31

PNB COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in NICEVILLE, FL, established in June 16, 1986, midnight. As of 2025-12-31, the bank reported total assets of $158M and total deposits of $143M. Profitability stands at 1.26% ROA and 14.57% ROE, with a net interest margin of 4.96%. The bank's CET1 capital ratio is 8.47%. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.30%. FDIC Certificate #26687.

Assets

$158M

Deposits

$143M

Loans

$109M

Equity

$13M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 14.57%
Net Interest Margin (NIM) 4.96%
Yield on Assets 6.00%
Cost of Funds 1.06%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.30%
NPA Ratio 0.03%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 8.47%
Tier 1 Capital 8.47%
Total Capital Ratio 8.90%
Leverage Ratio 9.75%
Loan-to-Deposit 76.27%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required