LABETTE BANK

ALTAMONT, KS | Medium | Est. Jan. 15, 1915, midnight | FDIC #17068 | RSSD #483751 | FDIC
Latest Report: 2025-12-31

LABETTE BANK is amn medium FDIC-insured commercial bank headquartered in ALTAMONT, KS, established in Jan. 15, 1915, midnight. As of 2025-12-31, the bank reported total assets of $528M and total deposits of $442M. Profitability stands at 1.56% ROA and 11.94% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 12.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.75% and a Texas Ratio of 7.53%. FDIC Certificate #17068.

Assets

$528M

Deposits

$442M

Loans

$309M

Equity

$68M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 11.94%
Net Interest Margin (NIM) 4.07%
Yield on Assets 5.39%
Cost of Funds 1.41%

Asset Quality

NPL Ratio 1.75%
Net Charge-Off Ratio 0.29%
Texas Ratio 7.53%
NPA Ratio 1.02%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 12.57%
Tier 1 Capital 12.57%
Total Capital Ratio 13.20%
Leverage Ratio 13.20%
Loan-to-Deposit 69.79%

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