MARION STATE BANK

MARION, TX | Small | Est. Jan. 1, 1906, midnight | FDIC #15355 | RSSD #484057 | FDIC
Latest Report: 2025-12-31

MARION STATE BANK is asn small FDIC-insured commercial bank headquartered in MARION, TX, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $147M and total deposits of $129M. Profitability stands at 1.94% ROA and 17.56% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 11.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.09%. FDIC Certificate #15355.

Assets

$147M

Deposits

$129M

Loans

$61M

Equity

$17M

Profitability

Return on Assets (ROA) 1.94%
Return on Equity (ROE) 17.56%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.24%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.40%
Texas Ratio 0.09%
NPA Ratio 0.01%
ACL / Loans 0.57%

Capital & Liquidity

CET1 Ratio 11.41%
Tier 1 Capital 11.41%
Total Capital Ratio 11.98%
Leverage Ratio 13.73%
Loan-to-Deposit 47.23%

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