CLEVELAND STATE BANK

CLEVELAND, WI | Small | Est. April 19, 1907, midnight | FDIC #9517 | RSSD #48440 | FDIC
Latest Report: 2025-12-31

CLEVELAND STATE BANK is asn small FDIC-insured commercial bank headquartered in CLEVELAND, WI, established in April 19, 1907, midnight. As of 2025-12-31, the bank reported total assets of $232M and total deposits of $200M. Profitability stands at 0.47% ROA and 5.72% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 7.83%. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 2.02%. FDIC Certificate #9517.

Assets

$232M

Deposits

$200M

Loans

$157M

Equity

$19M

Profitability

Return on Assets (ROA) 0.47%
Return on Equity (ROE) 5.72%
Net Interest Margin (NIM) 3.90%
Yield on Assets 5.85%
Cost of Funds 1.97%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.08%
Texas Ratio 2.02%
NPA Ratio 0.18%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 7.83%
Tier 1 Capital 7.83%
Total Capital Ratio 8.22%
Leverage Ratio 9.18%
Loan-to-Deposit 78.62%

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