PRIMARY BANK

BEDFORD, NH | Medium | Est. July 28, 2015, midnight | FDIC #59086 | RSSD #4845861 | FDIC
Latest Report: 2025-12-31

PRIMARY BANK is amn medium FDIC-insured commercial bank headquartered in BEDFORD, NH, established in July 28, 2015, midnight. As of 2025-12-31, the bank reported total assets of $723M and total deposits of $605M. Profitability stands at 1.53% ROA and 9.98% ROE, with a net interest margin of 4.22%. The bank's CET1 capital ratio is 16.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.39% and a Texas Ratio of 10.50%. FDIC Certificate #59086.

Assets

$723M

Deposits

$605M

Loans

$638M

Equity

$113M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 9.98%
Net Interest Margin (NIM) 4.22%
Yield on Assets 6.10%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 1.39%
Net Charge-Off Ratio 0.11%
Texas Ratio 10.50%
NPA Ratio 1.73%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 16.06%
Tier 1 Capital 16.06%
Total Capital Ratio 17.13%
Leverage Ratio 15.32%
Loan-to-Deposit 105.42%

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