BANK OF ELGIN is amn micro FDIC-insured commercial bank headquartered in ELGIN, NE, established in Aug. 27, 1935, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $74M. Profitability stands at 2.22% ROA and 15.31% ROE, with a net interest margin of 4.60%. The bank's CET1 capital ratio is 13.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16154.
Assets
$86M
Deposits
$74M
Loans
$60M
Equity
$12M
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