KAW VALLEY BANK

TOPEKA, KS | Small | Est. July 22, 1870, midnight | FDIC #9665 | RSSD #485456 | FDIC
Latest Report: 2025-12-31

KAW VALLEY BANK is asn small FDIC-insured commercial bank headquartered in TOPEKA, KS, established in July 22, 1870, midnight. As of 2025-12-31, the bank reported total assets of $322M and total deposits of $271M. Profitability stands at 1.53% ROA and 12.37% ROE, with a net interest margin of 4.99%. The bank's CET1 capital ratio is 12.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.08%. FDIC Certificate #9665.

Assets

$322M

Deposits

$271M

Loans

$256M

Equity

$40M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 12.37%
Net Interest Margin (NIM) 4.99%
Yield on Assets 6.47%
Cost of Funds 1.62%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 12.27%
Tier 1 Capital 12.27%
Total Capital Ratio 12.88%
Leverage Ratio 12.05%
Loan-to-Deposit 94.53%

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