FIRST HORIZON BANK

MEMPHIS, TN | Regional | Est. Jan. 1, 1864, midnight | FDIC #4977 | RSSD #485559 | FED
Latest Report: 2025-12-31

FIRST HORIZON BANK is arn regional FDIC-insured commercial bank headquartered in MEMPHIS, TN, established in Jan. 1, 1864, midnight. As of 2025-12-31, the bank reported total assets of $83.6B and total deposits of $68.1B. Profitability stands at 1.42% ROA and 12.74% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 10.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.95% and a Texas Ratio of 6.22%. FDIC Certificate #4977.

Assets

$83.6B

Deposits

$68.1B

Loans

$64.6B

Equity

$9.2B

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 12.74%
Net Interest Margin (NIM) 3.60%
Yield on Assets 5.51%
Cost of Funds 2.77%

Asset Quality

NPL Ratio 0.95%
Net Charge-Off Ratio 0.19%
Texas Ratio 6.22%
NPA Ratio 0.74%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 10.98%
Tier 1 Capital 11.38%
Total Capital Ratio 13.04%
Leverage Ratio 10.09%
Loan-to-Deposit 94.82%

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