BanksFIRST HORIZON BANK

FIRST HORIZON BANK

MEMPHIS, TNRegionalEst. Jan. 1, 1864, midnightFDIC #4977RSSD #485559FED
Latest · 2025-12-31

FIRST HORIZON BANK is an FDIC-insured commercial bank headquartered in MEMPHIS, TN, established in Jan. 1, 1864, midnight. As of 2025-12-31, the bank reported total assets of $83.6B and total deposits of $68.1B. Profitability stands at 1.42% ROA and 12.74% ROE, with a net interest margin of 3.60%. CET1 capital ratio: 10.98%, well above regulatory minimums. NPL ratio: 0.95% · Texas Ratio: 6.22%. Operates 412 domestic branches.

Assets
$83.6B
Deposits
$68.1B
Loans
$64.6B
Equity
$9.2B

Profitability

Return on Assets (ROA)1.42%
Return on Equity (ROE)12.74%
Net Interest Margin3.60%
Yield on Assets5.51%
Cost of Funds2.14%

Asset Quality

NPL Ratio0.95%
Net Charge-Off Ratio0.19%
Texas Ratio6.22%
NPA Ratio0.74%
ACL / Loans1.14%

Capital & Liquidity

CET1 Ratio10.98%
Tier 1 Capital11.38%
Total Capital Ratio13.04%
Leverage Ratio10.09%
Loan-to-Deposit94.82%

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