BANK OF KAMPSVILLE

KAMPSVILLE, IL | Small | Est. Dec. 1, 1908, midnight | FDIC #11750 | RSSD #487142 | FDIC
Latest Report: 2025-12-31

BANK OF KAMPSVILLE is asn small FDIC-insured commercial bank headquartered in KAMPSVILLE, IL, established in Dec. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $106M. Profitability stands at 0.95% ROA and 5.36% ROE, with a net interest margin of 3.23%. The bank's CET1 capital ratio is 17.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.32%. FDIC Certificate #11750.

Assets

$130M

Deposits

$106M

Loans

$47M

Equity

$23M

Profitability

Return on Assets (ROA) 0.95%
Return on Equity (ROE) 5.36%
Net Interest Margin (NIM) 3.23%
Yield on Assets 4.48%
Cost of Funds 1.40%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.32%
NPA Ratio 0.06%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 17.66%
Tier 1 Capital 17.66%
Total Capital Ratio 18.54%
Leverage Ratio 17.91%
Loan-to-Deposit 44.49%

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