BanksBANK OF KAMPSVILLE

BANK OF KAMPSVILLE

KAMPSVILLE, ILSmallEst. Dec. 1, 1908, midnightFDIC #11750RSSD #487142FDIC
Latest · 2025-12-31

BANK OF KAMPSVILLE is an FDIC-insured commercial bank headquartered in KAMPSVILLE, IL, established in Dec. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $106M. Profitability stands at 0.95% ROA and 5.36% ROE, with a net interest margin of 3.23%. CET1 capital ratio: 17.66%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.32%. Operates 4 domestic branches.

Assets
$130M
Deposits
$106M
Loans
$47M
Equity
$23M

Profitability

Return on Assets (ROA)0.95%
Return on Equity (ROE)5.36%
Net Interest Margin3.23%
Yield on Assets4.48%
Cost of Funds1.40%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.01%
Texas Ratio0.32%
NPA Ratio0.06%
ACL / Loans0.74%

Capital & Liquidity

CET1 Ratio17.66%
Tier 1 Capital17.66%
Total Capital Ratio18.54%
Leverage Ratio17.91%
Loan-to-Deposit44.49%

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