FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE

FAYETTEVILLE, WV | Small | Est. June 1, 1900, midnight | FDIC #6762 | RSSD #488420 | OCC
Latest Report: 2025-12-31

FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE is asn small FDIC-insured commercial bank headquartered in FAYETTEVILLE, WV, established in June 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $155M and total deposits of $132M. Profitability stands at 0.56% ROA and 7.88% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 21.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.31%. FDIC Certificate #6762.

Assets

$155M

Deposits

$132M

Loans

$71M

Equity

$11M

Profitability

Return on Assets (ROA) 0.56%
Return on Equity (ROE) 7.88%
Net Interest Margin (NIM) 3.05%
Yield on Assets 4.45%
Cost of Funds 1.39%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.31%
NPA Ratio 0.02%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 21.28%
Tier 1 Capital 21.28%
Total Capital Ratio 22.53%
Leverage Ratio 9.23%
Loan-to-Deposit 53.70%

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