KINMUNDY BANK

KINMUNDY, IL | Micro | Est. Feb. 2, 1902, midnight | FDIC #3805 | RSSD #489249 | FED
Latest Report: 2025-12-31

KINMUNDY BANK is amn micro FDIC-insured commercial bank headquartered in KINMUNDY, IL, established in Feb. 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $74M and total deposits of $63M. Profitability stands at 2.12% ROA and 15.08% ROE, with a net interest margin of 4.99%. The bank's CET1 capital ratio is 21.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 2.25%. FDIC Certificate #3805.

Assets

$74M

Deposits

$63M

Loans

$49M

Equity

$10M

Profitability

Return on Assets (ROA) 2.12%
Return on Equity (ROE) 15.08%
Net Interest Margin (NIM) 4.99%
Yield on Assets 6.38%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 0.29%
Net Charge-Off Ratio 0.09%
Texas Ratio 2.25%
NPA Ratio 0.32%
ACL / Loans 0.81%

Capital & Liquidity

CET1 Ratio 21.13%
Tier 1 Capital 21.13%
Total Capital Ratio 22.03%
Leverage Ratio 12.83%
Loan-to-Deposit 77.90%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required