FIRST STATE BANK AND TRUST COMPANY, INC.

FIRST STATE BANK AND TRUST COMPANY, INC. is amn medium FDIC-insured commercial bank headquartered in CARUTHERSVILLE, MO, established in April 2, 1934, midnight. As of 2025-12-31, the bank reported total assets of $642M and total deposits of $556M. Profitability stands at 1.98% ROA and 18.78% ROE, with a net interest margin of 4.57%. The bank's CET1 capital ratio is 10.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.63% and a Texas Ratio of 10.07%. FDIC Certificate #14185.