PARK NATIONAL BANK, THE

NEWARK, OH | Large | Est. July 8, 1908, midnight | FDIC #6653 | RSSD #489623 | OCC
Latest Report: 2025-12-31

PARK NATIONAL BANK, THE is aln large FDIC-insured commercial bank headquartered in NEWARK, OH, established in July 8, 1908, midnight. As of 2025-12-31, the bank reported total assets of $9.7B and total deposits of $8.3B. Profitability stands at 1.76% ROA and 14.65% ROE, with a net interest margin of 4.99%. The bank's CET1 capital ratio is 12.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.83% and a Texas Ratio of 5.28%. FDIC Certificate #6653.

Assets

$9.7B

Deposits

$8.3B

Loans

$8.1B

Equity

$1.2B

Profitability

Return on Assets (ROA) 1.76%
Return on Equity (ROE) 14.65%
Net Interest Margin (NIM) 4.99%
Yield on Assets 6.08%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.83%
Net Charge-Off Ratio 0.10%
Texas Ratio 5.28%
NPA Ratio 0.69%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 12.08%
Tier 1 Capital 12.08%
Total Capital Ratio 13.53%
Leverage Ratio 10.45%
Loan-to-Deposit 96.49%

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