STATE BANK OF TOLEDO, THE

TOLEDO, IA | Small | Est. Jan. 1, 1927, midnight | FDIC #4514 | RSSD #490348 | FDIC
Latest Report: 2025-12-31

STATE BANK OF TOLEDO, THE is asn small FDIC-insured commercial bank headquartered in TOLEDO, IA, established in Jan. 1, 1927, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $124M. Profitability stands at 1.08% ROA and 10.70% ROE, with a net interest margin of 6.47%. The bank's CET1 capital ratio is 9.30%. Asset quality metrics show a non-performing loan ratio of 1.10% and a Texas Ratio of 7.95%. FDIC Certificate #4514.

Assets

$139M

Deposits

$124M

Loans

$112M

Equity

$14M

Profitability

Return on Assets (ROA) 1.08%
Return on Equity (ROE) 10.70%
Net Interest Margin (NIM) 6.47%
Yield on Assets 8.24%
Cost of Funds 1.83%

Asset Quality

NPL Ratio 1.10%
Net Charge-Off Ratio 0.12%
Texas Ratio 7.95%
NPA Ratio 0.91%
ACL / Loans 1.97%

Capital & Liquidity

CET1 Ratio 9.30%
Tier 1 Capital 9.30%
Total Capital Ratio 9.76%
Leverage Ratio 9.56%
Loan-to-Deposit 90.42%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required