NORTH DALLAS BANK & TRUST CO.

DALLAS, TX | Large | Est. March 20, 1961, midnight | FDIC #18355 | RSSD #490450 | FDIC
Latest Report: 2025-12-31

NORTH DALLAS BANK & TRUST CO. is aln large FDIC-insured commercial bank headquartered in DALLAS, TX, established in March 20, 1961, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 0.65% ROA and 6.71% ROE, with a net interest margin of 2.58%. The bank's CET1 capital ratio is 9.81%. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.29%. FDIC Certificate #18355.

Assets

$1.9B

Deposits

$1.6B

Loans

$1.3B

Equity

$183M

Profitability

Return on Assets (ROA) 0.65%
Return on Equity (ROE) 6.71%
Net Interest Margin (NIM) 2.58%
Yield on Assets 4.97%
Cost of Funds 2.65%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.29%
NPA Ratio 0.03%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 9.81%
Tier 1 Capital 9.81%
Total Capital Ratio 10.30%
Leverage Ratio 9.74%
Loan-to-Deposit 80.01%

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