WALTON STATE BANK, THE

WALTON, KS | Micro | Est. May 27, 1907, midnight | FDIC #17982 | RSSD #490955 | FDIC
Latest Report: 2025-12-31

WALTON STATE BANK, THE is amn micro FDIC-insured commercial bank headquartered in WALTON, KS, established in May 27, 1907, midnight. As of 2025-12-31, the bank reported total assets of $11M and total deposits of $8M. Profitability stands at -1.70% ROA and -7.42% ROE, with a net interest margin of 4.68%. The bank's CET1 capital ratio is 56.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #17982.

Assets

$11M

Deposits

$8M

Loans

$3M

Equity

$3M

Profitability

Return on Assets (ROA) -1.70%
Return on Equity (ROE) -7.42%
Net Interest Margin (NIM) 4.68%
Yield on Assets 5.36%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 56.60%
Tier 1 Capital 56.60%
Total Capital Ratio 57.67%
Leverage Ratio 17.23%
Loan-to-Deposit 41.04%

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