FIRST-CITIZENS BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in RALEIGH, NC, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $229.3B and total deposits of $162.1B. Profitability stands at 1.07% ROA and 10.82% ROE, with a net interest margin of 3.29%. CET1 capital ratio: 12.55%, well above regulatory minimums. NPL ratio: 0.89% · Texas Ratio: 5.76%. Operates 524 domestic branches.
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