FRANKLIN SAVINGS BANK

FRANKLIN, NH | Medium | Est. June 30, 1869, midnight | FDIC #17951 | RSSD #491402 | FDIC
Latest Report: 2025-12-31

FRANKLIN SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in FRANKLIN, NH, established in June 30, 1869, midnight. As of 2025-12-31, the bank reported total assets of $917M and total deposits of $795M. Profitability stands at 0.87% ROA and 10.33% ROE, with a net interest margin of 3.30%. The bank's CET1 capital ratio is 12.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.38%. FDIC Certificate #17951.

Assets

$917M

Deposits

$795M

Loans

$739M

Equity

$78M

Profitability

Return on Assets (ROA) 0.87%
Return on Equity (ROE) 10.33%
Net Interest Margin (NIM) 3.30%
Yield on Assets 5.33%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.38%
NPA Ratio 0.03%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 12.01%
Tier 1 Capital 12.01%
Total Capital Ratio 12.93%
Leverage Ratio 9.34%
Loan-to-Deposit 92.97%

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