RUSHVILLE STATE BANK

RUSHVILLE, IL | Small | Est. Jan. 1, 1890, midnight | FDIC #9265 | RSSD #49148 | FED
Latest Report: 2025-12-31

RUSHVILLE STATE BANK is asn small FDIC-insured commercial bank headquartered in RUSHVILLE, IL, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $130M and total deposits of $115M. Profitability stands at 1.45% ROA and 14.19% ROE, with a net interest margin of 3.46%. The bank's CET1 capital ratio is 10.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 0.87%. FDIC Certificate #9265.

Assets

$130M

Deposits

$115M

Loans

$57M

Equity

$14M

Profitability

Return on Assets (ROA) 1.45%
Return on Equity (ROE) 14.19%
Net Interest Margin (NIM) 3.46%
Yield on Assets 4.47%
Cost of Funds 1.05%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio --
Texas Ratio 0.87%
NPA Ratio 0.10%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 10.50%
Tier 1 Capital 10.50%
Total Capital Ratio 11.02%
Leverage Ratio 14.34%
Loan-to-Deposit 49.87%

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