COMMERCIAL BANK, THE

MASON, TX | Small | Est. April 4, 1966, midnight | FDIC #19595 | RSSD #491653 | FDIC
Latest Report: 2025-12-31

COMMERCIAL BANK, THE is asn small FDIC-insured commercial bank headquartered in MASON, TX, established in April 4, 1966, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $96M. Profitability stands at 1.56% ROA and 17.17% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 9.23%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #19595. The institution operates 1 domestic branch.

Assets

$112M

Deposits

$96M

Loans

$45M

Equity

$10M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 17.17%
Net Interest Margin (NIM) 3.83%
Yield on Assets 5.85%
Cost of Funds 2.63%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 9.23%
Tier 1 Capital 9.23%
Total Capital Ratio 9.70%
Leverage Ratio 10.32%
Loan-to-Deposit 46.70%

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