OWINGSVILLE BANKING COMPANY

OWINGSVILLE, KY | Small | Est. May 10, 1893, midnight | FDIC #9672 | RSSD #492810 | FDIC
Latest Report: 2025-12-31

OWINGSVILLE BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in OWINGSVILLE, KY, established in May 10, 1893, midnight. As of 2025-12-31, the bank reported total assets of $101M and total deposits of $88M. Profitability stands at 0.82% ROA and 9.39% ROE, with a net interest margin of 4.58%. The bank's CET1 capital ratio is 8.94%. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 1.70%. FDIC Certificate #9672. The institution operates 1 domestic branch.

Assets

$101M

Deposits

$88M

Loans

$76M

Equity

$9M

Profitability

Return on Assets (ROA) 0.82%
Return on Equity (ROE) 9.39%
Net Interest Margin (NIM) 4.58%
Yield on Assets 6.85%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio 0.08%
Texas Ratio 1.70%
NPA Ratio 0.17%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 8.94%
Tier 1 Capital 8.94%
Total Capital Ratio 9.39%
Leverage Ratio 10.00%
Loan-to-Deposit 86.22%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required