OWINGSVILLE BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in OWINGSVILLE, KY, established in May 10, 1893, midnight. As of 2025-12-31, the bank reported total assets of $101M and total deposits of $88M. Profitability stands at 0.82% ROA and 9.39% ROE, with a net interest margin of 4.58%. The bank's CET1 capital ratio is 8.94%. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 1.70%. FDIC Certificate #9672. The institution operates 1 domestic branch.
Assets
$101M
Deposits
$88M
Loans
$76M
Equity
$9M
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