OWINGSVILLE BANKING COMPANY is an FDIC-insured commercial bank headquartered in OWINGSVILLE, KY, established in May 10, 1893, midnight. As of 2025-12-31, the bank reported total assets of $101M and total deposits of $88M. Profitability stands at 0.82% ROA and 9.39% ROE, with a net interest margin of 4.58%. CET1 capital ratio: 8.94%. NPL ratio: 0.22% · Texas Ratio: 1.70%. Operates 3 domestic branches.
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