ALLIANCE BANK

FRANCESVILLE, IN | Small | Est. July 3, 1930, midnight | FDIC #197 | RSSD #493741 | FDIC
Latest Report: 2025-12-31

ALLIANCE BANK is asn small FDIC-insured commercial bank headquartered in FRANCESVILLE, IN, established in July 3, 1930, midnight. As of 2025-12-31, the bank reported total assets of $462M and total deposits of $398M. Profitability stands at 2.07% ROA and 21.33% ROE, with a net interest margin of 4.38%. The bank's CET1 capital ratio is 8.76%. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.05%. FDIC Certificate #197.

Assets

$462M

Deposits

$398M

Loans

$317M

Equity

$45M

Profitability

Return on Assets (ROA) 2.07%
Return on Equity (ROE) 21.33%
Net Interest Margin (NIM) 4.38%
Yield on Assets 5.53%
Cost of Funds 1.19%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.05%
NPA Ratio 0.00%
ACL / Loans 1.58%

Capital & Liquidity

CET1 Ratio 8.76%
Tier 1 Capital 8.76%
Total Capital Ratio 9.20%
Leverage Ratio 11.91%
Loan-to-Deposit 79.61%

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