BANC OF CALIFORNIA

LOS ANGELES, CA | Regional | Est. Aug. 26, 1982, midnight | FDIC #24045 | RSSD #494261 | FED
Latest Report: 2025-12-31

BANC OF CALIFORNIA is arn regional FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Aug. 26, 1982, midnight. As of 2025-12-31, the bank reported total assets of $34.7B and total deposits of $28.0B. Profitability stands at 1.02% ROA and 9.16% ROE, with a net interest margin of 3.34%. The bank's CET1 capital ratio is 13.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.13% and a Texas Ratio of 7.37%. FDIC Certificate #24045.

Assets

$34.7B

Deposits

$28.0B

Loans

$25.2B

Equity

$3.9B

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 9.16%
Net Interest Margin (NIM) 3.34%
Yield on Assets 5.28%
Cost of Funds 2.80%

Asset Quality

NPL Ratio 1.13%
Net Charge-Off Ratio 0.23%
Texas Ratio 7.37%
NPA Ratio 0.87%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 13.15%
Tier 1 Capital 13.15%
Total Capital Ratio 15.62%
Leverage Ratio 10.65%
Loan-to-Deposit 90.06%

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