BanksBANC OF CALIFORNIA

BANC OF CALIFORNIA

LOS ANGELES, CARegionalEst. Aug. 26, 1982, midnightFDIC #24045RSSD #494261FED
Latest · 2025-12-31

BANC OF CALIFORNIA is an FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Aug. 26, 1982, midnight. As of 2025-12-31, the bank reported total assets of $34.7B and total deposits of $28.0B. Profitability stands at 1.02% ROA and 9.16% ROE, with a net interest margin of 3.34%. CET1 capital ratio: 13.15%, well above regulatory minimums. NPL ratio: 1.13% · Texas Ratio: 7.37%. Operates 82 domestic branches.

Assets
$34.7B
Deposits
$28.0B
Loans
$25.2B
Equity
$3.9B

Profitability

Return on Assets (ROA)1.02%
Return on Equity (ROE)9.16%
Net Interest Margin3.34%
Yield on Assets5.28%
Cost of Funds2.08%

Asset Quality

NPL Ratio1.13%
Net Charge-Off Ratio0.23%
Texas Ratio7.37%
NPA Ratio0.87%
ACL / Loans0.97%

Capital & Liquidity

CET1 Ratio13.15%
Tier 1 Capital13.15%
Total Capital Ratio15.62%
Leverage Ratio10.65%
Loan-to-Deposit90.06%

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