AMERICAN BANK, NATIONAL ASSOCIATION

DALLAS, TX | Medium | Est. May 2, 1974, midnight | FDIC #21567 | RSSD #494654 | OCC
Latest Report: 2025-12-31

AMERICAN BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in DALLAS, TX, established in May 2, 1974, midnight. As of 2025-12-31, the bank reported total assets of $700M and total deposits of $592M. Profitability stands at 1.56% ROA and 14.63% ROE, with a net interest margin of 5.38%. The bank's CET1 capital ratio is 9.52%. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.26%. FDIC Certificate #21567.

Assets

$700M

Deposits

$592M

Loans

$528M

Equity

$73M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 14.63%
Net Interest Margin (NIM) 5.38%
Yield on Assets 8.87%
Cost of Funds 3.61%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.99%
Texas Ratio 1.26%
NPA Ratio 0.15%
ACL / Loans 1.39%

Capital & Liquidity

CET1 Ratio 9.52%
Tier 1 Capital 9.52%
Total Capital Ratio 10.00%
Leverage Ratio 10.61%
Loan-to-Deposit 89.10%

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