CITIZENS BANK OF KENTUCKY, INC is amn medium FDIC-insured commercial bank headquartered in PAINTSVILLE, KY, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $689M and total deposits of $591M. Profitability stands at 1.03% ROA and 8.21% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 23.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 2.69%. FDIC Certificate #2718.
Assets
$689M
Deposits
$591M
Loans
$337M
Equity
$89M
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