BanksDOZIER BANK

DOZIER BANK

DOZIER, ALMicroEst. March 10, 1910, midnightFDIC #2794RSSD #496434FDIC
Latest · 2025-12-31

DOZIER BANK is an FDIC-insured commercial bank headquartered in DOZIER, AL, established in March 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $40M. Profitability stands at 0.94% ROA and 3.86% ROE, with a net interest margin of 3.20%. CET1 capital ratio: 24.38%, well above regulatory minimums. NPL ratio: 3.45% · Texas Ratio: 5.62%. Operates 1 domestic branch.

Assets
$55M
Deposits
$40M
Loans
$22M
Equity
$13M

Profitability

Return on Assets (ROA)0.94%
Return on Equity (ROE)3.86%
Net Interest Margin3.20%
Yield on Assets4.48%
Cost of Funds1.60%

Asset Quality

NPL Ratio3.45%
Net Charge-Off Ratio0.00%
Texas Ratio5.62%
NPA Ratio1.39%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio24.38%
Tier 1 Capital24.38%
Total Capital Ratio25.60%
Leverage Ratio26.73%
Loan-to-Deposit54.73%

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