SECURITY BANK

NEWBERN, TN | Small | Est. Jan. 1, 1931, midnight | FDIC #2391 | RSSD #497851 | FED
Latest Report: 2025-12-31

SECURITY BANK is asn small FDIC-insured commercial bank headquartered in NEWBERN, TN, established in Jan. 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $230M and total deposits of $198M. Profitability stands at 0.89% ROA and 9.08% ROE, with a net interest margin of 3.34%. The bank's CET1 capital ratio is 14.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 2.12%. FDIC Certificate #2391.

Assets

$230M

Deposits

$198M

Loans

$93M

Equity

$22M

Profitability

Return on Assets (ROA) 0.89%
Return on Equity (ROE) 9.08%
Net Interest Margin (NIM) 3.34%
Yield on Assets 4.73%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.12%
NPA Ratio 0.21%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 14.36%
Tier 1 Capital 14.36%
Total Capital Ratio 15.10%
Leverage Ratio 10.31%
Loan-to-Deposit 47.12%

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