TEXAS NATIONAL BANK

MERCEDES, TX | Large | Est. Nov. 26, 1920, midnight | FDIC #3337 | RSSD #497954 | OCC
Latest Report: 2025-12-31

TEXAS NATIONAL BANK is aln large FDIC-insured commercial bank headquartered in MERCEDES, TX, established in Nov. 26, 1920, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 1.53% ROA and 15.96% ROE, with a net interest margin of 4.51%. The bank's CET1 capital ratio is 14.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 2.27%. FDIC Certificate #3337.

Assets

$1.2B

Deposits

$1.0B

Loans

$736M

Equity

$111M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 15.96%
Net Interest Margin (NIM) 4.51%
Yield on Assets 6.69%
Cost of Funds 3.28%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.27%
NPA Ratio 0.23%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 14.66%
Tier 1 Capital 14.66%
Total Capital Ratio 15.91%
Leverage Ratio 10.67%
Loan-to-Deposit 73.06%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required