AVANA BANK

ABILENE, TX | Micro | Est. June 3, 1903, midnight | FDIC #10704 | RSSD #498456 | FED
Latest Report: 2025-12-31

AVANA BANK is amn micro FDIC-insured commercial bank headquartered in ABILENE, TX, established in June 3, 1903, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $31M. Profitability stands at 3.99% ROA and 18.02% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 12.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10704.

Assets

$41M

Deposits

$31M

Loans

$13M

Equity

$9M

Profitability

Return on Assets (ROA) 3.99%
Return on Equity (ROE) 18.02%
Net Interest Margin (NIM) 3.70%
Yield on Assets 4.70%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 12.83%
Tier 1 Capital 12.83%
Total Capital Ratio 13.47%
Leverage Ratio 18.75%
Loan-to-Deposit 41.83%

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