CALHOUN COUNTY BANK, INC.

GRANTSVILLE, WV | Small | Est. Jan. 1, 1900, midnight | FDIC #9024 | RSSD #498625 | FDIC
Latest Report: 2025-12-31

CALHOUN COUNTY BANK, INC. is asn small FDIC-insured commercial bank headquartered in GRANTSVILLE, WV, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $213M and total deposits of $191M. Profitability stands at 1.09% ROA and 11.11% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 9.72%. Asset quality metrics show a non-performing loan ratio of 0.36% and a Texas Ratio of 2.25%. FDIC Certificate #9024.

Assets

$213M

Deposits

$191M

Loans

$140M

Equity

$21M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 11.11%
Net Interest Margin (NIM) 4.42%
Yield on Assets 5.65%
Cost of Funds 1.26%

Asset Quality

NPL Ratio 0.36%
Net Charge-Off Ratio 0.06%
Texas Ratio 2.25%
NPA Ratio 0.24%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 9.72%
Tier 1 Capital 9.72%
Total Capital Ratio 10.21%
Leverage Ratio 10.23%
Loan-to-Deposit 73.18%

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