CLAY COUNTY STATE BANK is asn small FDIC-insured commercial bank headquartered in LOUISVILLE, IL, established in Sept. 13, 1905, midnight. As of 2025-12-31, the bank reported total assets of $106M and total deposits of $93M. Profitability stands at 1.51% ROA and 13.48% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 11.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.61% and a Texas Ratio of 6.21%. FDIC Certificate #10821.
Assets
$106M
Deposits
$93M
Loans
$47M
Equity
$12M
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