HOME LOAN STATE BANK

GRAND JUNCTION, CO | Small | Est. Dec. 16, 1960, midnight | FDIC #90040 | RSSD #499154 | FDIC
Latest Report: 2025-12-31

HOME LOAN STATE BANK is asn small FDIC-insured commercial bank headquartered in GRAND JUNCTION, CO, established in Dec. 16, 1960, midnight. As of 2025-12-31, the bank reported total assets of $234M and total deposits of $215M. Profitability stands at -0.16% ROA and -2.33% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 13.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.40% and a Texas Ratio of 7.40%. FDIC Certificate #90040.

Assets

$234M

Deposits

$215M

Loans

$88M

Equity

$16M

Profitability

Return on Assets (ROA) -0.16%
Return on Equity (ROE) -2.33%
Net Interest Margin (NIM) 3.26%
Yield on Assets 5.11%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 1.40%
Net Charge-Off Ratio --
Texas Ratio 7.40%
NPA Ratio 0.53%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 13.97%
Tier 1 Capital 16.47%
Total Capital Ratio 17.30%
Leverage Ratio 8.35%
Loan-to-Deposit 40.84%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required