FIRST STATE BANK NEBRASKA

LINCOLN, NE | Large | Est. Dec. 12, 1912, midnight | FDIC #13868 | RSSD #499453 | FED
Latest Report: 2025-12-31

FIRST STATE BANK NEBRASKA is aln large FDIC-insured commercial bank headquartered in LINCOLN, NE, established in Dec. 12, 1912, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $953M. Profitability stands at 1.53% ROA and 15.17% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 11.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.87%. FDIC Certificate #13868.

Assets

$1.1B

Deposits

$953M

Loans

$886M

Equity

$113M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 15.17%
Net Interest Margin (NIM) 3.59%
Yield on Assets 5.96%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.87%
NPA Ratio 0.09%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 11.50%
Tier 1 Capital 11.50%
Total Capital Ratio 12.47%
Leverage Ratio 9.14%
Loan-to-Deposit 92.93%

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