MAINE COMMUNITY BANK

PORTLAND, ME | Large | Est. July 27, 1867, midnight | FDIC #17741 | RSSD #499501 | FDIC
Latest Report: 2025-12-31

MAINE COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in PORTLAND, ME, established in July 27, 1867, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.3B. Profitability stands at 1.53% ROA and 16.68% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 8.56%. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 4.82%. FDIC Certificate #17741.

Assets

$2.9B

Deposits

$2.3B

Loans

$2.4B

Equity

$264M

Profitability

Return on Assets (ROA) 1.53%
Return on Equity (ROE) 16.68%
Net Interest Margin (NIM) 3.60%
Yield on Assets 5.57%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 0.57%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.82%
NPA Ratio 0.48%
ACL / Loans 0.75%

Capital & Liquidity

CET1 Ratio 8.56%
Tier 1 Capital 8.56%
Total Capital Ratio 8.99%
Leverage Ratio 9.88%
Loan-to-Deposit 103.98%

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