FIRST SECURITY BANK, THE

BEAVER, OK | Small | Est. Jan. 16, 1916, midnight | FDIC #4041 | RSSD #49951 | FDIC
Latest Report: 2025-12-31

FIRST SECURITY BANK, THE is asn small FDIC-insured commercial bank headquartered in BEAVER, OK, established in Jan. 16, 1916, midnight. As of 2025-12-31, the bank reported total assets of $285M and total deposits of $248M. Profitability stands at 1.11% ROA and 14.03% ROE, with a net interest margin of 5.83%. The bank's CET1 capital ratio is 4.62%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 2.64%. FDIC Certificate #4041.

Assets

$285M

Deposits

$248M

Loans

$247M

Equity

$22M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 14.03%
Net Interest Margin (NIM) 5.83%
Yield on Assets 8.22%
Cost of Funds 2.42%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.64%
NPA Ratio 0.22%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 4.62%
Tier 1 Capital 4.62%
Total Capital Ratio 4.85%
Leverage Ratio 8.37%
Loan-to-Deposit 99.87%

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