PAVILLION BANK

RICHARDSON, TX | Micro | Est. Jan. 17, 1983, midnight | FDIC #24303 | RSSD #500658 | FDIC
Latest Report: 2025-12-31

PAVILLION BANK is amn micro FDIC-insured commercial bank headquartered in RICHARDSON, TX, established in Jan. 17, 1983, midnight. As of 2025-12-31, the bank reported total assets of $74M and total deposits of $60M. Profitability stands at 2.35% ROA and 14.82% ROE, with a net interest margin of 6.15%. The bank's CET1 capital ratio is 21.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #24303.

Assets

$74M

Deposits

$60M

Loans

$58M

Equity

$12M

Profitability

Return on Assets (ROA) 2.35%
Return on Equity (ROE) 14.82%
Net Interest Margin (NIM) 6.15%
Yield on Assets 7.21%
Cost of Funds 1.82%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.37%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 21.91%
Tier 1 Capital 21.91%
Total Capital Ratio 23.16%
Leverage Ratio 15.71%
Loan-to-Deposit 95.49%

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