MANUFACTURERS AND TRADERS TRUST COMPANY is an FDIC-insured commercial bank headquartered in BUFFALO, NY, established in Jan. 1, 1856, midnight. As of 2025-12-31, the bank reported total assets of $212.9B and total deposits of $171.5B. Profitability stands at 1.51% ROA and 11.30% ROE, with a net interest margin of 3.79%. CET1 capital ratio: 12.13%, well above regulatory minimums. NPL ratio: 0.90% · Texas Ratio: 4.18%. Operates 979 domestic branches.
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